First Time Buyer
When it comes to buying your first home, it can be both incredibly exciting but also overwhelming. Here at Howell Mortgages we can help take some of that stress away by guiding you through the process from start to finish. From understanding mortgage options to helping you secure the best deal, we will be with you every step of the way.
Moving Home
Looking to move home but not sure where to begin? Howell Mortgages will help you navigate everything from talking you through all of your available mortgage options, porting your existing mortgage or securing a new mortgage deal that suits your new requirements.
Remortgaging
Whether you are looking for a better interest rate, need to release equity or just want to switch to a deal that is more suitable for you, we can help you find the best remortgage options that are perfectly tailored to your needs.
Buy To Let
Are you looking to invest in property? Here at Howell Mortgages, we can guide you through the world of buy-to-let! Whether you’re a first time landlord or an experienced landlord looking to expand your portfolio, we can help you find the right deals based on your goals.
New Build Homes
New build homes are incredibly popular but they come with specific mortgage specifications. With Howell Mortgages, we can help you understand everything that comes with a mortgage for a new build home such as developer incentives, Help To Buy schemes and more.
Second Home
If you’re looking for a second home, Howell Mortgages can talk you through the mortgage options available to you to help make your dream a reality.
Teachers
As a teacher, you may have access to specialist mortgage deals with flexible criteria. We understand the unique financial circumstances of educators and can help you find a mortgage tailored to your profession.
Getting Mortgage Ready
Preparing for a mortgage can make the process smoother. Here at Howell Mortgages we will help you understand credit checks, deposit requirements, and affordability assessments, ensuring you’re in the best position to secure a great mortgage deal.
Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.